Deposit Account Rates

Personal Rates

Account	Minimum Balance	Interest Rate	APY*
Savings Account	$0.01	.50%	.50%
Now Checking Account	$1,000.00	.10%	.10%
Money Market Accounts	$1,000.01 to $25,000	0.80%	0.80%
	$25,000.01 to $50,000	1.19%	1.20%
	$50,000.01 to $100,000	1.49%	1.50%
	$100,000.01 to $1,000,000	1.69%	1.70%
	$1,000,000.01 & OVER	2.03%	2.05%

Additional rates are available for larger amounts. Fees applied may effect APY.

Certificates of Deposit

Term	Minimum Balance	Interest Rate	APY*	Compounded
3 Months	$1,000.00	2.08%	2.10%	Daily, Paid Quarterly
6 Months	$1,000.00	3.92%	4.00%	Daily, Paid Quarterly
12 Months	$1,000.00	3.69%	3.75%	Daily, Paid Quarterly
18 Months	$1,000.00	3.15%	3.20%	Daily, Paid Quarterly
24 Months	$1,000.00	3.15%	3.20%	Daily, Paid Quarterly
36 Months	$1,000.00	2.96%	3.00%	Daily, Paid Quarterly
60 Months	$1,000.00	2.96%	3.00%	Daily, Paid Quarterly

*APY = Annual Percentage Yield
**Early withdrawal penalty may apply.
**Rates subject to change without notice.
**Stated CD rate is for existing customer only.  Non customers will receive a rate of .25% less than the rate listed above.