Home Loan Rates
Effective as of 7/28/2023
Our competitive mortgage rates are further enhanced by closing costs that are generally much lower than our competitors.
Regular Program for Homestead Property
20% down
| Term | Rate |
|---|---|
| 10 Year Fixed Rate (10 Yr. Amortization) | 6.70% |
| 15 Year Fixed Rate (15 Yr. Amortization) | 7.00% |
| 20 Year Fixed Rate (20 Yr. Amortization) | 7.40% |
| 15 Year Fixed Rate (30 Yr. Amortization) | 7.70% |
Regular Program for Homestead Property
Reduced Down Payment
| Term | Rate |
|---|---|
| 10 Year Fixed Rate (10 Yr. Amortization) | 8.50% |
| 15 Year Fixed Rate (15 Yr. Amortization) | 8.95% |
| 10 Year Fixed Rate (20 Yr. Amortization) | 8.95% |
Second Home Rates
20% Down
| Term | Rate |
|---|---|
| 10 Year Fixed Rate (10 Yr. Amortization) | 6.70% |
| 15 Year Fixed Rate (15 Yr. Amortization) | 7.00% |
| 20 Year Fixed Rate (20 Yr. Amortization) | 7.40% |
| 15 Year Fixed Rate (30 Yr. Amortization) | 7.70% |
Home Equity Loan Rates
Up to 70% max loan to value
| Term | Rate |
|---|---|
| 5 Year Fixed Rate | 9.00% |
| 10 Year Fixed Rate | 10.00% |
Disclosures
Notice: This information was not complied in accordance with government regulations. Please see one of the First National Bank in Port Lavaca loan officers for full details and disclosures.
Rates, terms and conditions are subject to change without notice. All lending products are subject for approval depending on your credit history and type of loan transaction.
Adjustable Rate Mortgage (ARM) products, interest is fixed for a set period of time, and adjusts periodically thereafter. Interest and payment may increase at end of fixed rate period.
Escrow required.
National Mortgage Licensing System Institution ID: 472617