We make it easy for you to pick the credit card that is right for you. You will have two different options available and 3 cards to choose from to fit your needs.
- VISA Classic Card (credit limits $1,000.00 - $5,000.00)
- VISA Platinum Card (credit limits $5,000.00 - $10,000.00)
- Gold MasterCard (credit limits $2,000.00 - $10,000.00)
Low Rate Card
Benefits / Features
- Low introduction rate at 2.90% for the first 6 months
- Very competitive ongoing annual percentage rate (APR)*
- No annual fee
- 25 day grace period on all purchases
- Online account information available 24/7
- Rental car collision damage waiver protection
- Cash advances can be made for up to 50% of the approved credit line
Preferred Points Card
Benefits / Features
- Earn one point for each dollar spent, up to 10,000 points per month
- Exchange your points for cash-back awards, retail gift cards, travel and the choice of Electronics like digital cameras, flat screen televisions sets, or pick other items like BBQ gas grills, golf clubs, Samsung blu-ray players and many more products
- Low introduction rate of 2.90% for the first 6 months
- Very competitive ongoing annual percentage rate (APR)*
- No Annual Fee
- 25 day grace period on all purchases
- Online account information available 24/7 at
- To view or exchange your points, visit www.mypreferredpoints.com or call 866-678-5191
*Please see application for information about current APRs and Fees.
Get Started
- Apply Online: Consumer Application or Business Application
- Paper application are also available at our four banking centers